At Ability One Financial Management Pty Ltd, planning the best possible future for our clients is not only about managing finances. Ability One Financial Management Pty Ltd provides you with a life plan to compliment your financial plan. An experienced allied health professional attends your home with the financial planner. They will assess and cost your care, medication, equipment and rehab goals. In addition we will consider important issues such as goal setting; lifestyle; travel; vocation; mobility; and access. All these costs are then captured and included in your financial plan. This is all part of our service. Your lifestyle and health goals will be reviewed twice in the initial year and at least once per annum following settlement. You can contact Ability One Financial Management Pty Ltd throughout the year for information and advice about your care, rehabilitation, equipment or lifestyle needs. Ability One  Financial Management Pty Ltd takes the hard work out of finding, engaging and co-ordinating specialist services to improve your quality of life. We can liaise with your case manager and local rehabilitation specialists to organise services such as rehab, counselling, specialist medical care and vocational guidance. We can also help you to set up and administer your own care company.

Life Planning After Injury

This money has to last your lifetime and that’s a long time! Retiree’s only plan for their nest egg to last 20 years. We show you graphs of how your money is projected to last for periods of up to 50 years. You are effectively retiring now but you need to be advised very differently to a retiree! We aim to understand your goals and your expenses and make sure your portfolio can produce enough income to pay for your required lifestyle whilst growing to make sure it lasts your lifetime. Why expose your money to unnecessary risk! We show you graphs of your money out to 50 years and beyond. These longevity graphs give you comfort that everything you plan to spend is affordable. We produce several scenarios to help in the decision making on how much you can afford to spend. For example, how much to spend on a house or if your care costs are affordable.

How do you know your compensation payment is enough to fund your lifestyle? We are experts in determining your likely costs following settlement and in modeling these expenses over your lifetime. We produce several longevity graphs showing how long your funds could be expected to last given different annual expenses.

It is not uncommon for your settlement payment to be less than you hoped for. This is usually due to an argument over liability. This is where Ability One Pty Ltd excel! We are able to produce creative ‘out of the box’ solutions to reduce your expenses without compromising on your lifestyle or goals. A great example of this is saving you up to 40%-50% on your commercial agency care costs through enabling you to hire your own carers.

Ability One Pty Ltd was founded by Grant White, a personal injury lawyer committed to ensuring his clients were professionally advised on how to manage their compensation payment to ensure it lasted their lifetime. Grant is the son-in-law of Sir George Bedbrook and has spent a lifetime dedicated to people with spinal cord injury or brain injury. Grant has held some of his charity Board positions for over 30 years.

Our other Director is a Certified Practising Accountant (CPA) who has spent 25 years in a wheelchair, and our senior financial planner has many years’ experience working in the Disability sector.

Helping you to plan your life and guiding you and your family to determine and cost your goals is every bit as important as investing the money wisely. We work with you to set goals; create a lifestyle plan and produce a comprehensive budget. In addition to care, medication, equipment and rehab needs, we consider important issues such as lifestyle, travel, vocational interests, mobility and access. We work closely with your Case Manager and local rehabilitation providers to ensure you are receiving appropriate professional services.

Don’t take our word for it! In 2012 Ability One Pty Ltd was awarded the AMP’s National Value of Advice Award in San Francisco. This award recognises the financial planner who has added the most value to a client’s life.  Read More